A 1909 downtown building with a loft above.

Built in 1909, this commercial building sits on South 1st Street in the heart of Mount Vernon's downtown — the kind of address where foot traffic is built into the location. The street-level space anchors the building in the commercial center of the city, while a private alley provides a dedicated parking space off the back.

Tucked behind the main floor is a 750-square-foot loft apartment — a genuine live-work setup in a single structure. It's a rare thing: a historic building that has been doing more than one job for over a century, and still has more to offer.